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We can offer a practical debt strategy from one simple conversation with you. Regardless of it being an IVA, DMP or any other proposal, it will always be a manageable and one you can afford.
Conditional on the type of debt you have and the proposal we agree on, it is possible for us to rid you of a considerable amount of your unresolved debt. Several of our previous customers have seen their debt cut by as much as 70%!
By formulating a practical and affordable debt management plan, predicated on each individual’s circumstances, the majority of our customers see their monthly repayment plans slashed!
Because of our extensive associations with hundreds of creditors in Britain, we are regularly are able to agree to a stop the interest growing on our client’s existing debts.
As long as the debt management plan we devise for you is followed strictly, we can deliver you a debt free life!
We will deal with every single creditor of yours personally and agree a repayment schedule that you can manage to pay each month. We have welcoming debt advice experts that will be there for you through the entire process of debt eradication. Contact The Debt Guru today and move closer to freedom from debt!
0800 466 1183
We understand that every customer has a distinctive debt problem and we evaluate them accordingly. The debt management plan we devise will be based on your specific financial circumstances. The advantages of having a debt management strategy are:
We will examine a number of different debt strategies and choose ones best able to solve your specific problem.
We offer specialist guidance as to how to manage your finances so you don’t fall back into debt
We have a team of specialists ready to listen and respond to your specific debt issues
Our specialists will speak to your creditors for you and negotiate the most manageable repayment strategy
Our specialist will agree a debt solution with your creditor so you don’t have to worry about more legal action again you
Our specialist are in for the long-haul and are determined that once we help you get out of debt, you do not fall back in!
Take Control of Your Outstanding Personal Debt Today!
A debt management plan (DMP) is essentially a strategy formulated by a specialist to help someone with a significant amount of unsecured debt get rid of it. It will involve a detailed inventory of your personal finances and outstanding debt in order to ensure the correct amount of money is allocated for future debt payments. Thus, details will be gathered concerning your rent or mortgage bills as well as costs of food, utilities and travel. These living bills will be calculated alongside your income to work out the amount of disposable finance you have in order to target the unsecured debt hanging over your head. This money will be redistributed in a manageable and affordable way to you creditor so that you can be rid of the debt problem.
An external manager of your finances will be necessary to ensure your debt management plan is a success and you allocate the necessary finances to pay each month. The Debt Guru will formulate a strategy you are comfortable with but will also get you out of debt as soon as possible. Further to this, we will contact your creditors and negotiate robustly so that your reduced payment offer is agreed to. If you are content with The Debt Guru taking on the role of distributing your money, we will make sure the creditors are satisfied and the payments are paid in full, according to the agreed schedule.
If the formulation of a Debt Management Plan sounds like what you need or you need assistance in resolving your outstanding debt then call us for no charge today and you will be given a consultation with one of our experts. We will work out the best strategy for you.
Firstly, you will need to fill out a contact form and give The Debt Guru the necessary details of your financial circumstances.
Once this is completed, we will organise a consultation where we will use the details of your financial circumstances to work out how much you are able to put aside for debt repayment each month. After this, we will contact your creditors with the plan we have devised with the expectation that they will agree to the terms we have set out.
Once an agreement is completed with the creditors you will be required to provide the finances set out in the plan each month until your outstanding debt is gone.
A small charge is required in order to devise a debt management plan and negotiate with your creditors. Call us today for a quote without charge and we will give you the specific details of our prices.
There will be a small charge for creating your debt management plan and negotiating its implementation with your creditors but this will typically be a low sum of money. Contact us today for a free quote and we’ll be happy to disclose details of our costs.
One of the huge benefits of a debt management plan is that it gives the individual concerned perspective on what financial position they are in and a viable strategy for dealing with the burden of debt. It is the first step on the journey to living without debt hanging over you. If you fall under the bracket of someone who has access to some disposable income each month but cannot afford to pay off all your debt in one sum, a debt management plan might be exactly what you need. It will essentially divide your debt into smaller, more manageable chunks through specialist evaluation of your personal circumstances. Moreover, the distribution of your money will be left to our specialists whilst they will use their experience to effectively deal with the creditor so they no longer pester you for repayments.
However, if you fall under the bracket of someone that does not have disposable income each month then a debt management plan may not be the solution for you. This is because some disposable income is required to make the debt management plan viable.
If a debt management plan does sound like a viable solution to your problem then get in contact with us today and we will evaluate your situation and give you our specialist advice. Each individual’s circumstances are different and thus each debt management plan is different. Our ultimate aim is to secure a debt free future for you!